Real Time Falcon Reporting +

To help further mitigate fraud, Community Bank partners with SHAZAM to perform real-time decisioning that will actually decline the riskiest transactions at the point of sale. Using the assigned fraud score, real-time scoring determines how risky or unusual the transaction appears to be. The higher the score, the more likely to indicate fraud. The scoring engine rates these transactions based on card usage patterns and provides either an “approve” or “decline” message to Community Bank and SHAZAM based on a predefined score threshold or special rules.